{"id":259,"date":"2018-03-16T18:30:48","date_gmt":"2018-03-16T18:30:48","guid":{"rendered":"https:\/\/www.oliverinsurance.net\/blog\/?p=259"},"modified":"2018-04-16T18:36:05","modified_gmt":"2018-04-16T18:36:05","slug":"4-reasons-to-take-up-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.oliverinsurance.net\/blog\/4-reasons-to-take-up-commercial-insurance\/","title":{"rendered":"4 reasons to take up commercial insurance"},"content":{"rendered":"<p>Building a business takes time, energy and patience. Protect your investment by taking up commercial insurance coverage. With a commercial insurance policy in place, you can focus on expanding your business without worrying about insured perils.<\/p>\n<p>Here are other reasons why you should consider a commercial insurance policy;<\/p>\n<p><strong>Protecting your business property<\/strong><br \/>\nBusiness property includes some fixed assets on your business premises such as manufacturing plants and the business\u2019s structures. Putting up these structures or purchasing other assets is expensive and losing them to perils such as fire can set the business back financially. The property insurance coverage option protects your business property and meets the repair and replacement costs accrued after a peril.<\/p>\n<p><strong>Employee liability protection<\/strong><br \/>\nAfter an insured event such as a fire occurs, employees can get injured, and they could file proceedings against you in court seeking compensation. The employer&#8217;s liability insurance pays to represent the business in court and meets the claims made by the employees.<\/p>\n<p><strong>Public liability protection<\/strong><br \/>\nIf a member of the public is injured on your business premises, the public liability coverage pays the damages due to the individual if you are sued. This\u00a0<span class=\"scayt-misspell-word\" data-scayt-word=\"ensures\" data-scayt-lang=\"en_US\">ensures<\/span>\u00a0that the due compensation\u00a0<span class=\"scayt-misspell-word\" data-scayt-word=\"doesn\" data-scayt-lang=\"en_US\">doesn<\/span>\u2019t affect your cash flows.<\/p>\n<p><strong>Professional indemnity\u00a0<\/strong><br \/>\nIn as much as you are an expert in your trade, there are instances where you will be deemed to have given inadequate professional advice or service to a client. If you are sued, and the client can prove that the advice or service led to losses of any nature, then you are liable for damages. This coverage option pays the claims accrued as directed by the court.<\/p>\n<p><strong>Why choose Oliver Insurance, Canby OR Commercial Insurance coverage?<\/strong><\/p>\n<p>Oliver Insurance offers commercial insurance solutions in Canby, OR. \u00a0Our covers are designed with different business insurance needs in mind. We do not have a \u201cone fits all\u201d commercial insurance cover; once you contact us, we shall advise you according to your specific insurance needs. Visit our website today for a quote on your commercial insurance coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Building a business takes time, energy and patience. Protect your investment by taking up commercial insurance coverage. With a commercial insurance policy in place, you can focus on expanding your business without worrying about insured perils. Here are other reasons why you should consider a commercial insurance policy; Protecting your business property Business property includes [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-259","post","type-post","status-publish","format-standard","hentry","category-home-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=259"}],"version-history":[{"count":1,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/259\/revisions"}],"predecessor-version":[{"id":260,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/259\/revisions\/260"}],"wp:attachment":[{"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}