{"id":307,"date":"2018-08-20T08:00:00","date_gmt":"2018-08-20T08:00:00","guid":{"rendered":"https:\/\/www.oliverinsurance.net\/blog\/?p=307"},"modified":"2018-08-01T20:20:00","modified_gmt":"2018-08-01T20:20:00","slug":"why-every-high-net-worth-individual-should-have-a-personal-umbrella-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.oliverinsurance.net\/blog\/why-every-high-net-worth-individual-should-have-a-personal-umbrella-insurance-policy\/","title":{"rendered":"Why Every High Net Worth Individual Should Have a Personal Umbrella Insurance Policy"},"content":{"rendered":"

At Oliver Insurance we understand how hard our Canby, OR area clients work, and we are here to help you to protect your assets. If you are a high net worth individual, it is important to protect all of your hard work and shield yourself from damaging litigation. While your primary insurance policies can offer initial protection, what happens if damages exceed your amount of coverage? That’s where personal umbrella policies come into play, and we encourage our clients to add such a policy to their insurance portfolio.<\/p>\n

The Types of Protection Provided by Personal Umbrella Policies<\/h2>\n

If someone is injured at your home or as a result of perceived neglect on your part, you can be compelled by the courts to pay damages. While most primary policies will cover such events, there are typically limits on each policy. To compensate for these limits, many people opt to also have an umbrella policy that will kick in once the primary policy is depleted. These policies can make the difference between protection and using your own personal assets to satisfy a claim against you. High net worth individuals can also become popular targets of such lawsuits due to their success and level of personal net worth. Do not let a frivolous lawsuit erase your years of hard work!<\/p>\n

Contact Us Today to Learn More About How An Umbrellas Policy Can Help to Protect Your Assets<\/h3>\n

Don’t let all of your hard work be negatively affected by litigation damages, it is important to protect yourself! Adding a personal umbrella policy to your current insurance portfolio is an effective way to protect yourself. Contact Oliver Insurance today to schedule a consultation, or stop by our Canby, OR office to learn more.<\/p>\n","protected":false},"excerpt":{"rendered":"

At Oliver Insurance we understand how hard our Canby, OR area clients work, and we are here to help you to protect your assets. If you are a high net worth individual, it is important to protect all of your hard work and shield yourself from damaging litigation. While your primary insurance policies can offer […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[29,23],"class_list":["post-307","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-canby-or","tag-oliver-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t