{"id":459,"date":"2021-03-22T04:00:00","date_gmt":"2021-03-22T04:00:00","guid":{"rendered":"https:\/\/www.oliverinsurance.net\/blog\/?p=459"},"modified":"2021-03-01T15:12:05","modified_gmt":"2021-03-01T15:12:05","slug":"what-auto-insurance-must-oregon-residents-carry","status":"publish","type":"post","link":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/","title":{"rendered":"What auto insurance must Oregon residents carry"},"content":{"rendered":"<p>Owning a vehicle and having a driver&#8217;s license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At&nbsp;Oliver Insurance in&nbsp;Canby, OR our&nbsp;experienced team has been serving the&nbsp;area since 1972. Our goal is to make sure you are in compliance with the law and have the perfect coverage for your needs.&nbsp;<\/p>\n<p>In Oregon, it is not legal to drive a vehicle without auto insurance. You can&#8217;t register a vehicle without it. Every driver must cover their vehicle with at least $25,000 in liability for each person in a crash and $50,000 for the total accident. Additionally, there must be $20,000 for property damage. Drivers must also have $15,000 PIP (personal injury protection) and insured motorist at the same minimum and maximum as the bodily injury.<\/p>\n<p>The state of Oregon takes not having the required auto insurance very seriously. Depending on the circumstances that bring your lack of&nbsp;insurance to the attention of the authorities, you could be fined anywhere from the minimum of $130 to more than $5000.&nbsp;<\/p>\n<p>If you live in Oregon and have an auto loan or a lease, you will have additional requirements. You must protect the vehicle&nbsp;you&#8217;re driving in the event it gets damaged. This requires&nbsp;you to carry collision and comprehensive coverage. Even if you don&#8217;t have a loan or lease, if your vehicle is worth more than a couple of thousand dollars, it is probably a good idea to maintain comprehensive and collision coverage. Living without a vehicle would be a hardship for most people and having the ready money to replace or repair your vehicle may also be difficult.&nbsp;&nbsp;<\/p>\n<p>Contact&nbsp;Oliver Insurance in&nbsp;Canby, OR&nbsp;for your auto insurance needs.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a vehicle and having a driver&#8217;s license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At&nbsp;Oliver Insurance in&nbsp;Canby, OR our&nbsp;experienced team has been serving the&nbsp;area since 1972. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[29,23],"class_list":["post-459","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-canby-or","tag-oliver-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Owning a vehicle and having a driver&#039;s license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At Oliver Insurance in Canby, OR our experienced team has been serving the area since 1972.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"canby or,oliver insurance\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Oliver Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What auto insurance must Oregon residents carry | Blog | Oliver Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"Owning a vehicle and having a driver&#039;s license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At Oliver Insurance in Canby, OR our experienced team has been serving the area since 1972.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-03-22T04:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-03-01T15:12:05+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"What auto insurance must Oregon residents carry | Blog | Oliver Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Owning a vehicle and having a driver&#039;s license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At Oliver Insurance in Canby, OR our experienced team has been serving the area since 1972.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#article\",\"name\":\"What auto insurance must Oregon residents carry | Blog | Oliver Insurance\",\"headline\":\"What auto insurance must Oregon residents carry\",\"author\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/#organization\"},\"datePublished\":\"2021-03-22T04:00:00-06:00\",\"dateModified\":\"2021-03-01T15:12:05-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Canby OR, Oliver Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#listItem\",\"name\":\"What auto insurance must Oregon residents carry\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#listItem\",\"position\":3,\"name\":\"What auto insurance must Oregon residents carry\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/#organization\",\"name\":\"Blog | Oliver Insurance\",\"url\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#webpage\",\"url\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/\",\"name\":\"What auto insurance must Oregon residents carry | Blog | Oliver Insurance\",\"description\":\"Owning a vehicle and having a driver's license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At Oliver Insurance in Canby, OR our experienced team has been serving the area since 1972.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/what-auto-insurance-must-oregon-residents-carry\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-03-22T04:00:00-06:00\",\"dateModified\":\"2021-03-01T15:12:05-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/\",\"name\":\"Blog | Oliver Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.oliverinsurance.net\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"What auto insurance must Oregon residents carry | Blog | Oliver Insurance","description":"Owning a vehicle and having a driver's license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At Oliver Insurance in Canby, OR our experienced team has been serving the area since 1972.","canonical_url":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/","robots":"max-image-preview:large","keywords":"canby or,oliver insurance","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#article","name":"What auto insurance must Oregon residents carry | Blog | Oliver Insurance","headline":"What auto insurance must Oregon residents carry","author":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/#organization"},"datePublished":"2021-03-22T04:00:00-06:00","dateModified":"2021-03-01T15:12:05-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#webpage"},"isPartOf":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#webpage"},"articleSection":"Auto Insurance, Canby OR, Oliver Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.oliverinsurance.net\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.oliverinsurance.net\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.oliverinsurance.net\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.oliverinsurance.net\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.oliverinsurance.net\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#listItem","name":"What auto insurance must Oregon residents carry"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.oliverinsurance.net\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#listItem","position":3,"name":"What auto insurance must Oregon residents carry","previousItem":{"@type":"ListItem","@id":"https:\/\/www.oliverinsurance.net\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.oliverinsurance.net\/blog\/#organization","name":"Blog | Oliver Insurance","url":"https:\/\/www.oliverinsurance.net\/blog\/"},{"@type":"Person","@id":"https:\/\/www.oliverinsurance.net\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.oliverinsurance.net\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#webpage","url":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/","name":"What auto insurance must Oregon residents carry | Blog | Oliver Insurance","description":"Owning a vehicle and having a driver's license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At Oliver Insurance in Canby, OR our experienced team has been serving the area since 1972.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/#breadcrumblist"},"author":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-03-22T04:00:00-06:00","dateModified":"2021-03-01T15:12:05-06:00"},{"@type":"WebSite","@id":"https:\/\/www.oliverinsurance.net\/blog\/#website","url":"https:\/\/www.oliverinsurance.net\/blog\/","name":"Blog | Oliver Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.oliverinsurance.net\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Oliver Insurance |","og:type":"article","og:title":"What auto insurance must Oregon residents carry | Blog | Oliver Insurance","og:description":"Owning a vehicle and having a driver's license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At Oliver Insurance in Canby, OR our experienced team has been serving the area since 1972.","og:url":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/","article:published_time":"2021-03-22T04:00:00+00:00","article:modified_time":"2021-03-01T15:12:05+00:00","twitter:card":"summary","twitter:title":"What auto insurance must Oregon residents carry | Blog | Oliver Insurance","twitter:description":"Owning a vehicle and having a driver's license comes with some responsibilities. One of them is to maintain the state-mandated auto insurance on your vehicle. It is your responsibility to know what those mandates are before taking a vehicle out onto the road. At Oliver Insurance in Canby, OR our experienced team has been serving the area since 1972."},"aioseo_meta_data":{"post_id":"459","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-03-22 04:33:07","updated":"2025-06-04 14:13:38","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.oliverinsurance.net\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.oliverinsurance.net\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhat auto insurance must Oregon residents carry\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.oliverinsurance.net\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.oliverinsurance.net\/blog\/category\/auto-insurance\/"},{"label":"What auto insurance must Oregon residents carry","link":"https:\/\/www.oliverinsurance.net\/blog\/what-auto-insurance-must-oregon-residents-carry\/"}],"_links":{"self":[{"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=459"}],"version-history":[{"count":1,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/459\/revisions"}],"predecessor-version":[{"id":460,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/459\/revisions\/460"}],"wp:attachment":[{"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oliverinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}