{"id":717,"date":"2025-11-28T12:00:00","date_gmt":"2025-11-28T18:00:00","guid":{"rendered":"https:\/\/www.oliverinsurance.net\/blog\/?p=717"},"modified":"2025-11-13T08:51:34","modified_gmt":"2025-11-13T14:51:34","slug":"do-you-need-boat-insurance-for-a-parked-boat","status":"publish","type":"post","link":"https:\/\/www.oliverinsurance.net\/blog\/do-you-need-boat-insurance-for-a-parked-boat\/","title":{"rendered":"Do You Need Boat Insurance for a Parked Boat?"},"content":{"rendered":"

It’s common for boat owners in Canby, OR, to park their boats during the off-season. This may be at a marina, in a boat house, or in their yard. However, it’s also important to understand how your boat insurance works so you don’t wind up in a financial mess. <\/p>\n

Legal Requirements<\/h2>\n

Oregon doesn’t mandate insurance for boats, so you won’t have to worry about hefty fines if your insurance lapses. However, if you took out a loan for your boat, your lender may require insurance coverage. They can repossess your boat if they find out you don’t have coverage. Most marinas require liability coverage if you want to park your boat in them. <\/p>\n

Home Insurance<\/h2>\n

Your homeowners insurance policy often extends to things in the yard or on the property, including some recreational vehicles. However, many insurance policies exclude theft and vandalism. The coverage limits may be low for your boat, and often won’t cover the cost of a new boat if someone steals it. <\/p>\n

Boat Insurance<\/h2>\n

Boat insurance is usually your safest bet. This policy can be tailored to ensure you have enough coverage to pay for damages to your vessel if something happens while it’s parked. Agents at Oliver Insurance can help you find a policy that meets the coverage options you want without unnecessary coverage. For example, you clearly don’t need to worry about medical payments for passengers because no one will be riding in the boat while it’s parked. <\/p>\n

Experienced agents here at Oliver Insurance can review your boat insurance options to find the right coverage for your needs. Contact us to get started. We’re currently serving the Canby, OR, area. <\/p>\n","protected":false},"excerpt":{"rendered":"

It’s common for boat owners in Canby, OR, to park their boats during the off-season. This may be at a marina, in a boat house, or in their yard. However, it’s also important to understand how your boat insurance works so you don’t wind up in a financial mess.  Legal Requirements Oregon doesn’t mandate insurance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[63,6,59,23,28],"class_list":["post-717","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-boat","tag-canby","tag-insurance","tag-oliver-insurance","tag-or"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t