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Oliver Insurance

101 N Ivy St
Canby, OR 97013

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Oregon Life Insurance Coverage

Life Insurance in Oregon

When it comes to life insurance in Oregon, there are three basic ways to purchase a policy; either over the phone, online or by visiting an insurance agency and speaking with a professional agent. OR life insurance is extremely important to all residents who have dependents. The funds acquired through the coverage once the policyholder becomes deceased help the beneficiaries uphold a certain standard of life.

There are two basic types of life insurance, with the most popular being term life. This type of policy is usually cheaper than a whole life policy because it only stays active for so many years. If the policyholder does not become deceased within this time period, then the benefits do not pay out.

Whole life insurance stays active for the entirety of a policyholder's life, meaning as long as premiums are paid in on time, the policy will pay out. On the downside, though, whole life insurance is quite expensive, and this is one of the primary reasons that people opt for term coverage.

When it comes to purchasing life insurance in Canby, it's a good idea to carefully determine a person's needs before choosing a specific policy. From evaluating debts to paying for children's college expenses, all of these financial aspects must be considered when a life insurance policy is purchased.

Every year, a life insurance policy should be reviewed to see if changes need to be made. Take for instance that a new dependent comes into the family. If this were the case, then perhaps the insurance policy would need to be increased in its coverage amount.

If you have questions about life insurance in Oregon, make sure to speak with one of our qualified and professional insurance agents today.

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