About Commercial Insurance
When you are considering operating a mobile food truck business in or near Canby, OR, there is a lot of responsibility involved. Not only in food preparation, but also in maintaining a safe environment for you, your employees, and your customers. For these reasons, if you aren’t sure about what type of insurance you need, let our staff at Oliver Insurance go over the types of coverage you need to ensure you are operating your business safely.
Types of Commercial Insurance
To operate a food truck in Oregon, required coverage can include:
- Commercial Vehicle
- Commercial Property
- General Liability
- Product Liability
If you have employees, you’ll need workers’ compensation coverage. If you plan to serve alcohol, you’ll also need liquor liability coverage.
Commercial Vehicle Insurance
The policy insures the food truck from damage, theft, damage, and equipment that is permanently attached. Your standard auto insurance does not include commercial vehicles.
Commercial Property Insurance
Coverage protects your inventory and any equipment that is not attached to the truck.
General Liability Insurance
In the event a customer has an accident while they are at your food truck, liability insurance steps in.
Product Liability Insurance
Unforeseen situations may arise that could affect the quality of the food you are serving that has a negative impact on a customer or customers, resulting in illness.
Workers’ Compensation
If you have employees, the state requires you to carry worker’s comp insurance, which covers the medical bills for injuries an employee may sustain while on the job.
Call Us
Our goal at Oliver Insurance is to keep your mobile restaurant in or near Canby, OR on the right road with commercial insurance that protects you, your customers, your employees, and your investment. Contact us and speak with one of our agents at your earliest convenience to get the coverage you need.
