Covid-19 Update 5.28.2020 – ReOpening Phases

As the re-opening phases unroll, we’d like to share some important information regarding our physical office at 101 N. Ivy Street.

First, I’d like to THANK YOU for your patience. New ways of doing business often provide both growth and challenges. I am extremely proud (and appreciative) of our top notch, professional team working hard every day making sure you get the service you deserve, even if it isn’t in person.

As of today, May 27th, our office will continue to be open via phone, web, and email. We are also going to roll out a virtual meeting option. In person appointments can be scheduled if needed. Our office will remain closed to walk in traffic. Although the option for walk in traffic is now a reality, we had already begun the process of a long awaited (and needed) building update. We had hoped to be further along in the process at the time of the county reopening but alas, COVID has delayed the construction/permitting process.

Here is what you need to know:

We are open 9 – 5 Monday through Friday via the following options:
Phone: 503-266-2715 Fax: 503-263-6968
General Email Support/Customer Service:
Personal Insurance: help@oliverins.net
Business Insurance: business@oliverins.net
Website: Create or Login to your account at
www.oliverinsurance.net
Virtual Appointments – Coming Soon! STAY TUNED!
-Utilize our drop box for payments or paper documents located at
101 N. Ivy St. in Canby
-For special circumstances, we will accommodate an in-person
appointment

Our goal is to open our doors to the public in July after remodel completion.

Upon opening, we will follow all current state and county requirements to keep you and our employees safe. We will provide regular communication regarding our office reopening.

I hope you and your family continue to stay health and safe. We look forward to continuing to serve your insurance needs.

Sincerely,

Ryan Oliver
President, Oliver Insurance

4 Reasons to Buy Home Insurance in Canby, OR

When you buy a home, it is probably the biggest purchase you’ve made to date. It is important to protect this purchase with home owner’s insurance. Whether it is necessary from your lender or even if you do not have a mortgage, you should still have home insurance. Below are four reasons that homeowners in the Canby, OR area should purchase home insurance.

Protect Your Assets

Having homeowner’s insurance will give you peace of mind that your home and everything in it is protected. While you never hope for anything bad to happen to your house or its belongings, it is smart to make sure that if that does happen, you are not left without anything.

Preserve Your Property

Home insurance in the Canby OR area will not only protect your home and what is in it but also the rest of your property. This includes your land and the rest of your yard and property that your home is on.

Shield Yourself from Other’s Damages

Having home insurance will even help protect you from the responsibility of accidents that others may have while on your property, too. For example, if a person injuries themselves while in your home or on your property, you would not be responsible for their injury with home insurance coverage.

Save Other Structures on Your Property

Lastly, home insurance will even cover other structures that are on your property. This means if you have a detached garage, shed, pool house, or other structure on your property, it’ll be covered.

Use Oliver Insurance for Home Insurance in Canby OR

If you are looking for coverage in the Canby, OR area, Oliver Insurance is there for your needs. Call us at 503-266-2715 or request a quote today.

Office Closed to Public – COVID-19 Client Memo 3.23.202

Due to COVID-19 and our priority to keeping Oliver Insurance employees, their families and the community safe, we are not accepting Walk-In business at this time.  The good news is that we have many ways to continue to assist with your immediate insurance needs!

  • Call us at 503.266.2715.  We are doing our best to personally answer but if you reach our voicemail, we will return your call at our soonest opportunity.
  • Email us. 
    • Visit ABOUT US page for a directory of staff email addresses
  • Insert payments or general communications in our external drop box located at 101 N. Ivy St., Canby. (Please place all payments and communication in a sealed envelope)
  • Mail payments or communications through USPS.
    • Oliver Insurance P.O. Box 353, Canby, OR 97013
  • Login to your My Account via Oliver Insurance website.  If you have not created your My Account login, now would be a great time to do so!

Insurance Carrier Apps

Most insurance carriers offer a free APP that provides access to your policies and allows you to perform many insurance related transactions.  We encourage you to visit your APP store and download your carrier’s APP.   

PAYMENTS

As we stated above, you can utilize our Payment Drop Box.  We can also take payments over the phone.  Another option is to visit your carrier’s website directly to pay your bill. Below are links to our main insurance providers.   

If your employment and income has been directly affected by COVID-19, please let us know.  Many of our insurance carriers are ready to help with billing and payment issues, including the possible movement of billing due dates.

CLAIMS

In the event you have an insurance claim, please contact your insurance carrier directly.  Your auto insurance cards have the claim numbers on the back of your card.  In most cases, you can also begin a claim online – simply navigate to REPORT A CLAIM.  Beginning your claim by phone or website, will not delay your claim in anyway and is often the most efficient way to begin the claim process.

BUSINESS/COMMERCIAL CLIENTS

Many of you have questions and concerns regarding coverage if your business needs to or must close/shut down for a period of time.  We are gathering all the information we can from our carriers.  We are also waiting to see what relief the national and state government may be providing to those impacted.  Please know we are here for you and will do our best to get the correct information into your hands.  We appreciate your understanding as more information becomes available based on an ever-changing situation.  

Thank you again for your patience during this time. Stay safe, stay healthy and stay home!

Sincerely,

Ryan Oliver

President, Oliver Insurance

Safeco:   https://www.safeco.com/

Progressive:   https://www.progressive.com/

Sublimity: https://www.sublimityins.com/   Navigate to the Customer tab

Nationwide:  https://www.nationwide.com/

MetLife:  https://www.metlife.com/

Travelers:  https://www.travelers.com/

Liberty Mutual:  https://www.libertymutual.com/

** Don’t see your carrier here? You can call our office or review your insurance paperwork for contact information **

COVID-19 Client Memo

To Our Valued Clients,

As the situation locally and worldwide continues to be fluid with regards to the COVID-19 pandemic, we want to assure you, we are available to assist with your insurance needs.  However, our employees, their families and our fellow citizens’ safety continue to be our top priority. If we need to make changes to our office hours, we will communicate that information as soon as possible.

We are following the recommendations of our state and city officials.  At this time, our office will remain open.  We are, however, requesting that you refrain from personally visiting our office unless necessary.  Until further notice, phone, email and website communication is recommended.

Insurance Carrier Apps

If you have not done so already, this would be an ideal time to download and sign up for your insurance carrier’s APP.  You can perform most insurance transactions within the carrier’s APP.  These APPS are free and are a great tool.

PAYMENTS

You can drop off payments at our office through our drop box located next to the front door.  We can also take payments over the phone.  Another option is to visit your carrier’s website directly to pay your bill. Below are links to our main insurance providers.    

If your employment and income has been directly affected by COVID-19, please let us know.  Many of our insurance carriers are ready to help with billing and payment issues, including the possible movement of billing due dates.

CLAIMS

In the event you have an insurance claim, please contact your insurance carrier directly.  Your auto insurance cards have the claim numbers on the back of your card.  In most cases, you can also begin a claim online – simply navigate to REPORT A CLAIM.  Beginning your claim by phone or website, will not delay your claim in anyway and is often the most efficient way to begin the claim process.

BUSINESS/COMMERCIAL CLIENTS

Many of you have questions and concerns regarding coverage if your business needs to or must close/shut down for a period of time.  We are gathering all the information we can from our carriers.  We are also waiting to see what relief the national and state governments may be providing to those impacted.  Please know we are here for you and will do our best to get the correct information into your hands.  We appreciate your patience as more information becomes available based on an ever-changing situation.

Thank you again for your patience as we navigate uncharted waters.  We will update you only as necessary with any changes to our current Oliver Insurance office plan.  For now, our hours remain 9 – 5, Monday through Friday (with lunch from 12:30-1). Stay safe, stay healthy and STAY HOME!

Sincerely,

Ryan Oliver

President, Oliver Insurance

Safeco:   https://www.safeco.com/

Progressive:   https://www.progressive.com/

Sublimity:  https://www.sublimityins.com/    Navigate to the Customer tab

Nationwide:  https://www.nationwide.com/

MetLife:  https://www.metlife.com/

Travelers:  https://www.travelers.com/

Liberty Mutual:  https://www.libertymutual.com/

** Don’t see your carrier here? You can call our office or review your insurance paperwork for contact information **

Why do I need a home inventory

Owning a home in a beautiful place like Canby, OR is a dream come true. Located just 18 miles from Portland in the North Willamette Valley some might call this an idyllic location. But like everywhere else in the world, things can happen to damage your home. Talking to the experienced team at Oliver Insurance can give you the peace of mind that happens when you know that everything you have is adequately protected by home insurance. A home inventory can be invaluable when tragedy sticks your home. 

A home inventory is just what it sounds like, a complete list of everything that you have in your home and any other buildings on your property. In the event that your home is hit by something like a tornado or a fire, your home may be completely destroyed. Even if it is only partially being able to remember exactly what you had prior to the event is not easy. You probably think that you know everything that you own but you are probably incorrect. Making an inventory will make that clear to you. 

Go room to room and write down everything, not just the major pieces of furniture but all the smaller things as well. If you need to replace all of your Christmas decorations, could you remember every piece that you have? Include the exact model and brand of items you inventory. You should include your attic and basement as well. For more expensive items be prepared to show a sales slip or appraisal. Taking detailed pictures of each room is an important addition. Once you have completed the inventory, it should be stored in a safe place away from the home if at all possible. 

A home inventory will be very welcome if anything ever happens to your home. To talk to an experienced insurance professional about your home inventory in Canby, OR, Oliver Insurance is ready and willing to share their experience with you. Stop by the office or give them a call for a no-obligation quote. 

We’re Hiring! Customer Service Representative !

POSITION HAS BEEN FILLED! We can’t wait to introduce you to our new CSR! Introduction coming soon!

Oliver Insurance is looking for a new team member! The CSR performs the essential functions of the position, which include supporting the service needs of clients and the office.  CSR position requires exceptional customer service skills and time management.  Specific service responsibilities are assigned.  Meets sales, service, and quality standards adopted by the agency.  Previous insurance industry experience required.

Oliver Insurance is a full service insurance agency selling auto, home, life, business, event, flood and earthquake policies through various reputable carriers such as (but not limited to) Safeco, Liberty Mutual, Progressive, Sublimity, and Nationwide.  We are a small, but fun and dynamic office.

Email resume & cover letter to kerrie@oliverinsurance.net or fax to 503-263-6968.

Home Insurance Add Ons To Consider

Purchasing a home is likely the largest one-time investment you’ll ever make. Due to this, it is important to properly protect it. Home insurance is one way to do this, but your current home owner’s insurance may not completely protect it. In order to avoid potential holes in your policy, you need to talk to the team at Oliver Insurance. The team will help protect your Canby OR home. 

Flood Insurance

The weather around Canby, OR can be a bit sporadic. Due to this, it can go from heavy rains to sunshine at a moment’s notice. In order to fully protect your home, you’ll want to consider flooding insurance. This protects your home not only from heavy rain but also if a plumbing line bursts in your basement and floods the property. 

Sewage Backup

A backed-up sewer is a major problem that can cost you tens of thousands of dollars to repair. There are different kinds of sewage lines connecting to homes in the area. Some connect to the city, so if there is a problem it may fall to the city to repair the damage. However, if you have a septic tank the responsibility is with you. Due to this, you may want to consider coverage for sewage backup. 

Personal Property Coverage

Your home owner’s insurance protects the house. However, it may not protect your electronics or jewelry. In the event of a home break-in, you may not be covered if these items are stolen. Personal property coverage will help protect you in this event. 

There’s no shortage of the ways you can protect your home. From flooding insurance to coverage for a sewage backup, if you’re looking for the right coverage for your particular home it is important to seek out the team at Oliver Insurance for all your Canby, OR insurance needs. 

How to Prevent Your Pipes from Freezing

Winter is a time when you typically experience higher than average costs on your heating bills. However, winter can be much more damaging to homeowners since you’re at risk for issues like your pipes freezing. Oliver Insurance, serving Canby, OR and the surrounding area, can help once the damage is done, but we want to help you prevent the problem from occurring in the first place. 

Space Heaters

Determine where you have spots in your home that colder than others. You want to situate a space heater in these locations and keep it running when you’re home. This will help keep the pipes warm enough that they won’t freeze. 

Let Your Faucet Drip 

It’s best to keep water flowing through your pipes, so they’re less likely to freeze. You should let at least one faucet in your home dripping continuously when the temperatures are freezing outside. 

Cover Exposed Pipes
Determine anywhere in your where you have exposed pipes. You want to cover these pipes in order to keep them warm, so they don’t freeze. 

Keep a Constant Temperature in Your Home

You may save money by turning down your heat at night when you’re snuggled up in your blankets. However, you’re increasing your risk of your pipes freezing by allowing the temperature in your home to drop all night. You also want to make sure that you don’t turn your thermostat below 55 degrees Fahrenheit when you’re away. 

Frozen Pipe Repair 

If you notice little water coming from your faucet, you may have a frozen or possibly even broken pipe. You should shut off the water if it’s broken. If it’s just frozen, you may use a space heater, blow dryer, or electric heating pad wrapped around the pipe to thaw it. 

Insurance 

Always have homeowner’s insurance just in case you should happen to endure a problem like a broken pipe. 

Contact Oliver Insurance, serving Canby, OR and the surrounding region today for a quote. 

 

How Can a Dog’s Breed Affect Your Homeowners Insurance?

You are probably aware of the common factors which may affect your homeowners insurance. They include; location, the condition of your fixtures, and your history of claims. However, what you do not know is that your dog’s breed may also affect your insurance. If you work with a reputable Canby, OR insurance agency such as Oliver Insurance, you may get advice on what you can do to get insurance with your dog.

Dog Breeds That May Affect Your Insurance

Some insurance providers blacklist breeds of dogs that may be considered aggressive. They include; Pit bulls, Chows-chows, Wolf hybrids, Presa Canarios, German Shepherds, Rottweilers, and Akitas.  It is important to note that different insurance companies have different policies. Just because one insurance provider blacklists certain breeds does not mean you can’t find a provider that doesn’t. Most insurance companies do not offer homeowners insurance if a dog has a history of attacking other people.

If your dog’s breed is not insurance-friendly, you can do the following to get the right homeowners insurance.

  • Be honest from the beginning. Reveal the truthful breed of your dog and whether or not it has attacked people in the past.
  • Consider getting a standalone policy instead of including your do in your homeowner’s insurance. You should, however, always ensure that your dog is insured. Claims from dog bites can be expensive
  • Train and socialize your dog from a young age.  Do not leave it unsupervised or it may bite other people
  • Ask if your insurance provider may insure your dog after an obedience class. They may be willing to reduce your premium rates.
  • If you do not get insurance from one provider, do not give up. Shop around until you find a provider that can accommodate your needs.

Contact Oliver insurance for your homeowner’s insurance needs in Canby, OR.

Does my business need commercial insurance?

Running a business is hard work, and of course, your bottom line is always in the front of your mind. You want to cut costs wherever you can, but you need to make sure your Canby, OR business is covered with a solid commercial insurance policy. Not sure whether you’re covered? Stop by Oliver Insurance in Canby, OR to chat with a licensed insurance agent to discuss your policy.

There are three types of commercial insurance: property, liability, and workman’s compensation. Property insurance pays for damages to a company or personal property. There are a variety of different facets of property insurance that are available for purchase. From fire insurance to disaster debris removal insurance, you’ll be able to find what fits the needs of your business. Liability insurance covers injuries that occur at the hand of your company to third parties. We’ve all heard of slip and fall lawsuits- the last thing place you want to find your business is on the receiving end of that mess. Liability insurance will keep your company safe from sue-happy customers. Malpractice insurance also falls into the liability insurance category and is key if you are in the medical field. Workman’s compensation insurance is key in case one of your employees gets hurt on the job. Workman’s compensation insurance will cover the employee’s medical bills. Most states require businesses to carry some sort of workman’s compensation insurance.

Your business is your baby, and you need to protect everything that it’s worth. Call a licensed insurance agent at Oliver Insurance today to discuss commercial insurance options that make sense for your budget and needs.