Like most states, Oregon requires drivers to have minimum liability insurance. In reality, this is not enough to protect you financially. More comprehensive plans have benefits that protect. The agents at Oliver Insurance, serving the Canby, OR area, can explain your auto insurance options.
It’s good, to begin with an understanding of what liability insurance actually covers. When an accident occurs and you are deemed to be at fault, the liability insurance will pay the repair costs and medical expenses for the other party up to a predefined limit. If it exceeds that amount, you will be responsible for the overage. It will not cover any of your expenses. If the injured person decides to sue you, you could be held responsible for the legal fees. This can be financially overwhelming. The best time to get insurance is before you need it.
A better approach is to talk with your agent about more comprehensive insurance policies. They will be able to provide information on policies that suit your lifestyle. They will also get you the best possible price. Accidents happen and they are very expensive. Even seemingly minor accidents can cost thousands of dollars when medical and legal expenses are added to repair costs. Yet with a comprehensive auto policy, you are financially protected. The team at Oliver Insurance can assist with your auto insurance needs. In the Canby, OR area, they are insurance specialists. They will take the time to explain the policy and answer any questions you may have. Visit their website to get generate information and explore their rating tools. When you’re ready, call or come by and visit with them. It’s never too late to get the benefits of an auto insurance policy that best suited for you!