Planning for the future often includes ensuring financial security for your beneficiaries. One important step is considering life insurance. Even if your employer offers a life insurance policy, it’s a smart idea to have your own separate coverage. At Oliver Insurance in Canby, OR, our professional team is here to provide the information you need to make the right decision, both personally and financially.
Questions to Ask Our Agents
Several factors can help you determine whether life insurance is necessary for you. These include:
- Do you have family or designated beneficiaries who depend on your income?
- Do you want to avoid leaving significant debt that your dependents may be responsible for?
- Do you want your end-of-life expenses covered without burdening your family or beneficiaries?
Next, you’ll need to determine the amount of coverage required to ensure your dependents have adequate income to sustain their living expenses after your passing. If you don’t have dependents, you may not need as much coverage.
Finally, consider the type of life insurance that best suits your needs. The two most common types are term life and whole life insurance. Other options include universal life insurance and policies that don’t require a medical exam. Additionally, you may want to explore life insurance riders, which can provide added benefits. Our agents will thoroughly explain the pros and cons of each type of coverage to help you make an informed decision.
Contact Oliver Insurance in Canby
At Oliver Insurance, we proudly serve the Canby, OR community by providing clients with detailed information to help them choose the right life insurance policy for their individual needs. Contact us today, and let our experienced insurance agents guide you in planning your financial future with confidence.
