Whether you need full coverage auto insurance depends on several factors. If you’re in the Canby, OR area, Oliver Insurance can help determine whether that level of coverage is right for you. Sometimes, it may be required, and at other times, it may be that you want to have it but don’t specifically have to. Either way, though, it’s good to have plenty of information about your coverage options. That can help you make the right choice and protect your vehicle properly.
If your car is financed, you’ll typically need to have full coverage insurance. That’s because your lienholder wants to ensure their interests are protected, and they do that by requiring you to have a higher level of insurance than you would need on a car that doesn’t have a lienholder. Still, many people who don’t have lienholders on their cars choose to have full coverage because they want the extra protection it provides.
If you don’t have a coverage requirement, deciding whether to protect your car more fully or operate it with a lower level of insurance is a personal choice. Talking to an agent is a great way to make your choice because you can get the information and guidance you need to feel confident in your decision. There are also varying levels of full coverage based on the deductible you choose, and an agent can help you navigate all the options you have to pick from.
Contact us at Oliver Insurance if you’re in the Canby, OR, area and trying to decide if you need full coverage auto insurance. Our agents are dedicated to giving you the correct information for your needs so you can choose a policy and then enjoy your car.
