Owning a home generally requires you to have a home insurance policy. Even if a policy isn’t required for you, it’s important never to go without this insurance. These policies come with several different kinds of coverage in them. When you need home insurance in Canby, OR, call us at Oliver Insurance to learn more.
Home Protection
First and foremost, home insurance protects your home against damaging events. It can pay for the repairs you’ll need after such an event causes damage. The cost of repairs or rebuilding can be sky-high, so you need this essential protection in case of a destructive event. Without this coverage, you’d be responsible for all the repair costs.
Item Protection
Another type of coverage included in a home policy is protection for your items inside your home. Most of what you own, if not all of it, is inside your home. It’s also vulnerable to damaging events that can cause destruction to your home as well as your belongings. This coverage can help you replace your items after they have been highly damaged or otherwise destroyed. Replacing everything can be extremely expensive, and no one wants to be left without a policy to cover it all.
Liability Protection
When you have a home insurance policy, it also comes with a layer of liability coverage. This protects you financially in case an accident happens on your property to someone outside your household. It pays for things like medical expenses after such an accident to protect you financially. Many people don’t give a lot of thought to this coverage, but it’s important to have.
Get a Home Insurance Policy
When you need a home policy, we’re here to help. Call us today at Oliver Insurance in Canby, OR, to get started.
