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101 N Ivy St
Canby, OR 97013

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Commercial Insurance Add-ons to Consider

Whether large or small, no business in Canby, OR is immune to risks like fire, theft, lawsuits, vandalism, and so on. And because businesses operate in a risky environment, that’s why it’s pivotal to invest in commercial insurance. But since only commercial auto insurance and worker’s comp insurance coverages are mandatory in Oregon, does that mean that you should buy only? The answer is no. It would help if you had other commercial insurance add-ons from Oliver Insurance to boost your coverage.

Let’s dive in.

Umbrella insurance

Your business faces many liability risks. May it be advertising injury, property damage, or bodily injury, your business can’t afford to live without a general liability insurance plan. Unfortunately, your business liability insurance can only stretch as far. When faced with significant financial claims, it’s bound to run out, leaving your business exposed.

Fortunately, umbrella insurance picks from where your conventional liability coverage leaves off, lessening your financial burden.

Flood insurance

Where it rains, it can flood. And as you know, floods can cause untold damage to your business’ assets. And the sad bit is that your typical business insurance policy doesn’t cover floods. So, if you live in a flood-risk location, it’s wise to invest in flood insurance to protect your business optimally.

Cyber liability

Are you an online-based business? Do you store sensitive customer data? It would be best to have cyber liability insurance to protect you against cybercrimes that can be costly. This coverage covers costs like legal fees, customer notification costs, public relations expenses, and other related costs.

Commercial property insurance

While this insurance is required in Oregon, it can be the difference between the success and failure of your business when perils strike. Imagine if fire consumed your business premises and everything in it? Wouldn’t that be a massive blow to bear without insurance? Commercial property insurance protects your building and other assets from various risks.

Buy commercial insurance today!

Would you like to boost your commercial insurance in Canby, OR? Don’t hesitate to get in touch with Oliver Insurance. We will advise on add-ons you need to consider for strengthening your business insurance policy.

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