Common Home Insurance Myths Exposed

Based in Canby, OR, Oliver Insurance proudly serves the community by offering residents multiple types of insurance coverage. We have positive working relationships with several insurance carriers throughout the Pacific Northwest.

Common Home Insurance Myths Exposed

As a Canby, OR homeowner, you likely have a great view of the region’s beautiful scenery. Home insurance helps you maximize the value of one of your most important assets. You will be protected if a disaster arises. Home insurance covers any damage to your property and possessions. While you are researching policies, avoid some of these common home insurance myths.

Making A List Of My Items Isn’t Necessary

This is a mistake. If someone steals your belongings, having a full list of the items inside your home is extremely valuable. This makes it easier to decipher which items were stolen.

I’m Covered If My Property Suffers Flood Damage

This is incorrect. A traditional home insurance policy does not cover your property if a severe storm causes flood damage. You will have to inquire about an individual flood policy in order to cover your home and belongings.

I’m Covered If Insects Invade

It’s important that you take care of your home by performing regular maintenance. If you start noticing insects around your home, you will not be covered if they cause damage. Ideally, you can prevent the spread of insects by taking care of your home.

Liability Coverage Isn’t Necessary If I’m Single

Even if you live alone and you don’t have a lot of visitors over to your home, accidents can happen at any time. Liability coverage will protect you if the person delivering your mail slips and falls. The policy also covers any damages caused by your pet, so it works in a variety of ways.

Consult With Oliver Insurance

Visit our website to learn more information about home insurance.