How Much Auto Insurance Do I Need?

The drivers of Canby, OR aren’t usually thinking about their auto insurance when they get in their vehicles. They’re thinking about whether or not they’ll make it to a destination in time and which routes they’ll take. Maybe they’re just thinking that they can’t wait to hit the open road. But as much as insurance might be the last thing on their mind, that won’t help if they realize they don’t have enough coverage down the line. Oliver Insurance wants you to know more so you can get what you need. 

A Few Questions 

There are a few major questions to ask yourself before selecting an amount of coverage:

  • Can you cover expenses if you opt-out of certain types of coverage? For example, if you choose liability only, this will not cover the damages of your car in the event that you cause an accident. If you need to replace your car entirely, are you prepared to do this?
  • What kind of upgrades have you made?  If you’ve outfitted the car with the latest stereo equipment or after-market parts, you’ll need to let your insurance carrier know this, otherwise, these items may not be covered should they be damaged or stolen. 
  • How do you use the car? If you’re using your vehicle for business purposes in Canby, OR, you may need more coverage than someone who’s merely driving it to church once a week. 

Knowing the Difference 

If you have questions about the different levels of policies available to you, Oliver Insurance is here to help. We serve the people of Canby and ensure that they get the perfect amount of coverage for them. When you’re ready to discover how different types of coverage will function for you and your needs, contact us today.