Why Every Homeowner Needs Home Insurance

For homeowners, there are a lot of risks that they face from a wide range of incidents that can happen to and in their homes. However, home insurance provides a number of types of protection to help them mitigate many of those risks. With home insurance, you can get the protection that you need to have better peace of mind. If you need home insurance, contact us Oliver Insurance in Canby, OR today to make your appointment. 

House Protection

What home insurance is perhaps best known for is the protection afforded to the house itself. This protection allows your policy to pay for the repairs that are necessary after certain events happen to your house. Many different types of events are covered by standard home insurance, including certain types of disasters and calamities. When one of these covered incidents takes place, it can mean enormous repair bills for your house. If you aren’t protected by home insurance, you would be responsible for those bills yourself. 

Protection for Belongings

Just like the protection that home insurance gives to your house, it also gives protection for the belongings inside the house. Covered incidents that damage or destroy possessions inside the house can be replaced with the help of your home insurance policy. If you didn’t have the policy, you would have to replace everything from your own pocket. Most people would be unable to afford such an enormous expense. 

Liability Protection

Another type of protection afforded by home insurance is liability coverage. This protects homeowners in case someone were to have an accident with injuries in their home. The policy would pay for the medical bills instead of the homeowner. 

Get Home Insurance Now

If you don’t yet have your home policy, there is no time to wait. Call us at Oliver Insurance in Canby, OR.