Canby, OR residents are surrounded by a multitude of great places to boat and enjoy water activities. Canby, OR itself, lies just on the banks of the Willamette River and just a short drive from the Pacific Ocean and the Puget Sound. In short, this town is an excellent place to own a boat and take all over the area. However, if you do so, you might wonder whether your boating insurance will cover any incidents that happen when your boat is out of the water and taken between places.
Our team at Oliver Insurance is always eager to answer these types of questions. Consider the following answer to this one about Oregon boating insurance:
Will Boating Insurance Protect Me When I’m Trailering My Boat?
Short answer: Yes! Most types of boating insurance policies will have provisions that will cover exactly this type of scenario. But let’s take a quick look at the specifics of those provisions:
- General Liability. The most basic type of boating insurance will include liability coverage. It will nearly always extend to when you are trailering your boat. General liability coverage offers financial and legal protection if someone else is injured by a collision or other scenario in which you are found at fault.
- Physical Damage Coverage. This type of insurance provides you with reimbursements if your boat is damaged in a collision or protected event, and the at-fault party’s insurance doesn’t cover all of the costs to repair or replace or doesn’t exist.
- Comprehensive Coverage. Comprehensive coverage offers protection extending well beyond basic physical damage policies. Here, your boat is covered in the event of natural disasters, thefts, and more — whether on the road, in a parking lot, or on the water.
Learn More With Oliver Insurance
Get the right insurance coverage for your Canby, OR needs! Contact our team today at Oliver Insurance and protect your assets today!