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101 N Ivy St
Canby, OR 97013

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Am I Too Young for Life Insurance?

Many Canby, OR residents in their 20’s-30’s may be a long way from considering getting life insurance. However, it’s never too early to start considering a life insurance policy, even if you are young. Many young people are more than likely unfamiliar with the in’s and out’s of life insurance, what it covers, and what types of coverage there are. You can learn all about life insurance with the experts at Oliver Insurance. 

What Types of Life Insurance Are There? 

Essentially, life insurance provides financial relief in the event that you die before your policy is over. With so many different life insurance options out there, it can be hard to know which is best for you. Here are some of the different types of life insurance: 

  • Term Whole Life 
  • Whole Life
  • Universal Life
  • Variable Life
  • Simplified Issue Life 
  • Guaranteed Issue Life
  • Group Life 

These are some of the more common types of life insurance. The kind you choose will be the kind that is most applicable to your situation. If you don’t have a family, then you probably wouldn’t want to choose group life insurance. If you’re young, you probably wouldn’t want whole term life insurance. To find the right life insurance coverage for you, visit Oliver Insurance. 

When Should I Get Life Insurance? 

You are never too young to have life insurance. In most states, you are legally required to have a minimal amount of life insurance when you are around 25 years of age. Even if you are young, you should still have minimum coverage since life can be unpredictable. Even if you don’t have a family of your own, you still have friends, family members, and other people who would be impacted by your passing. 

Stay Protected with Oliver Insurance. 

When it’s time to choose a life insurance policy, visit Oliver Insurance to find the right coverage for you. Our office serves the Canby, OR area. 

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