Three questions to ask when you’re purchasing motorcycle insurance in Oregon

Purchasing motorcycle insurance is among your most important responsibilities as a motorcyclist in Oregon. If you are on the market for motorcycle insurance in Oregon, we can assist you at Oliver Insurance. 

The following are three questions Oregon motorists should ask before purchasing motorcycle insurance coverage in Canby, OR.

What are the motorcycle insurance requirements in Oregon?

When it comes to liability coverage, motorcyclists are expected to meet some minimum coverage requirements in Oregon. 

Motorcyclists need to carry at least $25,000 in coverage for bodily injury coverage per person in each accident. They also need to carry $50,000 in total bodily injury coverage per accident.

In terms of property damage coverage, Oregon motorcyclists are expected to carry $20,000 in coverage.

Should I purchase collision and comprehensive coverage?

It’s always a good idea to purchase collisions and comprehensive coverage. These types of coverage aren’t required by state law in Oregon. However, they ensure that you’ll be compensated for damage to your own bike if you get into a motorcycle accident. 

How much does motorcycle insurance cost in Oregon?

It’s good to have a general idea of how much motorcycle insurance typically costs in your state. This can help you to evaluate different quotes you’re offered by motorcycle insurance providers you’re interested in buying from.

For motorcyclists in Oregon, the average premium on a policy is $652. If you’re offered a premium at or below this amount, you’re getting a pretty good offer when it comes to motorcycle insurance in Oregon. 

Are you ready to find the right motorcycle insurance policy to meet your needs? We’re standing by to offer assistance to motorists in Canby, OR. Contact us at Oliver Insurance with your motorcycle insurance inquiries and questions.