Commercial Insurance You Need for Your Online Business

Even if you are operating your business online in Canby, OR, you still need commercial insurance to protect it. Digital businesses, just like all businesses, are vulnerable to some type of risk. An agent at Oliver Insurance can help you find the right insurance for your business.

General Liability Insurance: You need a general liability insurance policy to be protected from a lawsuit for something you post on your website or social media account. It can also help protect your business from advertising or personal injury claims and covers legal fees and other costs. There are other types of liability insurance in Canby, OR that you may want to consider depending on what your online business offers. Errors and omissions insurance will help protect you against lawsuits if you make a mistake while offering your client your services. 

Business Owners Policy: If you are running your online business then you will also need some more protection than what you get from your homeowners’ insurance. If you have supplies or your inventory in your home then you may want to consider a business owner’s policy that combines general liability insurance with property insurance to cover the cost of replacing items.

Data Breach Insurance: Your online business can be hacked, your website can be down, or your customer data has the potential to be stolen. Data breach insurance can help you cover the costs it takes to recover from a data breach. It pays for things such as legal fees, public relations, and identity protection solutions to help restore the public’s trust in your online business. 

Workers Compensation Insurance: If you have hired employees for your online business, you want to have worker’s compensation coverage. Accidents can happen at any business and this way, you can be prepared if an employee gets injured on the job.

Contact Oliver Insurance to get a quote on commercial insurance.