Acing Your Life Insurance Physical

Before you can be covered by a term life insurance policy, you’re going to have to undergo a physical. Now, you want your physician to catch you on a good day, right? You don’t want to take your physical in the middle of fighting off the flu, or on a day when you’re really stressed, so here are some tips for putting your best foot forward at the physical:

  • Avoid nicotine and caffeine leading up to your physical. The concern here is that these will bump your blood pressure up a few BPM’s, and your physician will wind up thinking that you have high blood pressure when the truth is you just had a Monster energy drink this morning. So stay clean and stick to water on the day of the physical.
  • Work out after your physical. Skip the morning trip to the Canby, OR gym, and do your workout later. Again, this is going to affect your blood pressure. Take a walk to get your system going, but keep the running or weight lifting for later.
  • Let your physician know if you’re afraid of needles. Don’t try to play it tough. If you have an actual fear of needles, that’s going to affect your test results, so it’s better if they know upfront.
  • Be honest. You can’t trick a physical exam. Get enough sleep, drink plenty of water, and avoid any substances and you should do fine.

If you’re shopping for life insurance in Canby, OR, call Oliver Insurance and see what they can do for you. If you’ve been meaning to quit smoking or lose weight, life insurance discounts can be the perfect motivator.