Oliver Insurance is an independent agency. We serve the Canby, OR community. For over 30 years, we have helped our clients find policies that align with their needs. Searching for the right insurance carrier can be tough. We strive to simplify the process for our clients to help make their lives easier. We have working relationships with multiple carriers across the Pacific Northwest.

Unique Motorcycle Insurance Facts

Many Canby, OR residents enjoy riding their motorcycles through the city and beyond. Riding a motorcycle gives you a unique opportunity to explore your surroundings. However, riding a motorcycle is also relatively dangerous, as one mistake on the road can lead to fatal consequences. Motorcycle insurance gives you a layer of protection. Liability coverage protects you if you accidentally injure someone or lose control of your motorcycle and cause property damage. Collision coverage protects you if your motorcycle is damaged due to an impact with another object. Comprehensive coverage protects you if your motorcycle is stolen or vandalized. While researching motorcycle insurance, consider these unique facts.

Wearing A Helmet May Impact Your Policy

Wearing a helmet while riding your motorcycle can help you avoid a potentially serious injury. Wearing a helmet promotes safety, which may impact your motorcycle insurance policy.

Custom Coverage

If you have a high-end motorcycle, consider adding extra coverage to your insurance policy. There are multiple benefits to amending your policy. High-end motorcycles are generally fast, which means there’s a strong likelihood something could go wrong. Perhaps you lose control for a second and hit a parked car, causing property damage. Adding extra liability coverage protects you. Plus, you will also be protected if your motorcycle is stolen, which alleviates stress.

Oliver Insurance Will Help You Protect Your Assets

Visit our website to learn more information about motorcycle insurance.  

If you have purchased a boat in Canby, OR recently, you must consider protecting yourself as well as your investment. There are different types of coverage offered at Oliver Insurance, but you may want to understand why boat insurance is so important first.

Liability and Collision Damage

In the event you strike another watercraft, boat insurance offers the proper protection to cover the repair/replacement of your vessel. However, cleaning up afterward may not necessarily be covered. Therefore, this is something to address with your boat insurance agent.

Liability coverage is another important part of your boat insurance, as this will cover the expenses that arise when damage occurs to another boater’s watercraft. It will also cover the associated medical costs.

Comprehensive coverage will offer coverage for repairs in the event your property is stolen, vandalized, or damaged as a result of a non-collision event.

If you are not properly covered where your boat is concerned, you will face significant financial liability following an accident. In other words, you may be held responsible for paying for the costs of repair, medical expenses, and any other damages associated with the incident out of your own pocket.

Reach Out to an Insurance Agent in Canby, OR for Boat Insurance

When you are in need of boat insurance coverage, you may want to reach out to a professional insurance agent at Oliver Insurance. Offering coverage for Canby, OR residents, our team is ready to assist you in determining the amount of coverage you need as well as what type of coverage you require. Call us today to obtain a custom quote based on your individual situation, needs, and budget.

Insurance of any kind is designed to protect your assets from catastrophes. While most people in Canby, OR focus on purchasing auto and home insurance policies, these policies may not always provide the level of insurance protection that you truly need. That’s where umbrella insurance from Oliver Insurance comes in and fills the gap that your other insurance policies leave open.

What Is Umbrella Insurance?

Umbrella insurance is a special form of liability coverage that simply goes above and beyond your other insurance policies. However, this does not mean that you don’t need those policies. Instead, umbrella insurance serves as a supplemental policy.

For example, in the event that someone injuries themselves while at your home, your home insurance will likely cover the expenses. However, it will only cover the costs up to the limit of your policy. If this limit is $250,000 and the costs associated with the incident exceed that amount, you will be responsible for those expenses.

With an umbrella insurance policy, though, it will cover those expenses so you don’t have to.

Benefits of an Umbrella Insurance Policy

Umbrella insurance simply offers protection when your other policies cannot. It can even protect you when you are facing an incident-inspired lawsuit.

A policy like this can be beneficial to those who are at risk of having a lawsuit placed against them, including homeowners with pools, trampolines, or dogs, as well as auto owners who have inexperienced drivers. Umbrella insurance can also be invaluable to people who have significant assets due to the fact that the basic insurance policy is unlikely to sufficiently cover them.

If you have questions about umbrella insurance, including what is and isn’t covered, contact us at Oliver Insurance. We proudly serve the Canby, OR area and are happy to help you in finding the best policy coverage for your situation.

If you have anyone who depends on you financially, you may be concerned about what will happen to them—financially and otherwise—if something were to happen to you. Your loved ones need to be able to grieve their loss of you and not worry about any kind of financial burdens. This is one of the many benefits of securing a life insurance policy in Canby, OR from Oliver Insurance.

Financial Security

The main benefit of having life insurance is the benefit that is paid out to your family upon your passing. This type of financial support allows your loved ones to pay for education, pay off the car, pay off the mortgage, and more. There is also money to cover burial expenses as well as money to replace your lost income.

Affordability

Many people do not realize that life insurance is affordable. Because people think it is expensive, they fail to acquire a policy to protect their families. Due to the fact that life insurance policies are so affordable (potentially only a few hundred dollars annually!), it can be one of the wisest investments you ever make.

Locked-in Rates

Ultimately, it is best to purchase a life insurance policy while you are young and healthy. This allows you to have access to lower rates, which are usually locked in for the entire policy term. Therefore, if your health changes during your policy, you won’t see an increase in your premiums.

As you are likely well aware, life can be unpredictable at times. To ensure you and your family are protected against the unexpected aspects of life, schedule a meeting with an insurance agent at Oliver Insurance, an insurance agency that serves the Canby, OR area.

Pet insurance works like any other insurance in Oregon, but it is special coverage for a special member of your family.  When you have a pet that becomes ill, the expenses of that can lead to decisions that aren’t best for your pet.

At Oliver Insurance, we want Canby, OR pet owners to put this worry away. We can help you to find coverage that will meet your pet’s wellness needs at almost any stage of life.

How Does Pet Insurance Work?

Pet insurance is coverage that you get for your pet’s health care. There are a number of different plans and coverage that you can get for your pet. This will cover everything from shots, to tests, surgeries, and many prescriptions.

Each plan will vary depending on coverage, and you can select the coverage that you need.

Each plan also often carries a deductible. When you take your pet to the vet, you will have to pay this deductible first, and the insurance will cover the rest of your pet’s care. That deductible is something that you usually can select when you are selecting your coverage as well, although some pet insurers will determine that amount for you.

Every policy will be different. Some insurers will pay the clinic or veterinarian directly, while others will reimburse you for the money spent at the vet after your deductible.

Get a Quote

At Oliver Insurance, we want Canby, OR pet owners to let go of the worries of vet bills. Pet insurance will do that for you. When you have pet insurance, you don’t have a decision to make when your pet becomes ill. Call us for a quote today.

Motorcyclists have special insurance needs. When you drive a motorcycle, you want to make sure that you are covered on all fronts. Comprehensive coverage provides one way to protect your motorcycle and your wallet.

Oliver Insurance, which provides service in Canby, OR, understands your needs as a motorcyclist, especially if you love your bike. These are some of the reasons why motorcyclists should consider comprehensive coverage.

Comprehensive Coverage Covers Non-Collision Damage

Did you know that most policies do not cover damage caused by an accident that involves a stationary object, like a light pole or a guardrail? If your bike is damaged because of one of these types of accidents, comprehensive coverage may come into play and cover damage, even if you may have caused it.

Comprehensive Coverage Covers Vandalism & Theft

Motorcycles are easy to vandalize or steal in comparison to some other vehicles, which is why motorcyclists should be concerned about their bikes. Comprehensive coverage provides insurance for bikes that become damaged because of things like graffiti, arson, and other types of physical damage.

Comprehensive Coverage Covers Weather Damage

Weather damage can damage a motorcycle, especially when you end up somewhere without proper coverage. Whether your bike is damaged by wind or rain, you may be able to use comprehensive insurance to cover it.

Get Comprehensive Coverage Today

Oliver Insurance, which helps motorcyclists in Canby, OR, can help you through insurance challenges. When you are unsure what kind of coverage is right for your bike, a professional can shed light on the benefits of comprehensive coverage. Contact the office today to learn more about comprehensive coverage for motorcycle drivers.