Category: Insurance

Every business in Canby, OR, regardless of its size or operations, requires some form of commercial insurance. Commercial insurance helps a business to deal with risks such as fires, theft, or business interruption. To determine the kind of commercial insurance that is suitable for your business, get the help of an agency with experience in commercial insurance such as Oliver Insurance. They will help you customize a policy for your needs.

When You Can Claim Your Commercial Insurance

•You can claim your commercial liability insurance if your business is facing liability claims. The claims may arise if a third party is injured on your business premises, if their property is damaged or if your employees cause harm to third parties or destroy their property by accident. The insurance coverage may help to pay for the repair or replacement costs of their property, legal charges, lost wages, or pain and compensation. If your employees get injured at work or as a result of their work, you can claim your worker’s compensation insurance. It helps pay for medical fees, lost wages, and death benefits.

•If your business property is damaged due to insured risks, you may make a claim. Your business property could include; business inventory, machines and tools, furniture, and electronics. Your property insurance coverage compensates you for the cost of repair or replacement of your property.

•If your business loses its income because of business interruption, you can make a claim on your business interruption insurance. It helps compensates a business if its activity is interrupted by covered risks. It provides salaries for employees during the period that your business is not in operation, tax payments, rent, and profits that it would have made.

Contact Oliver Insurance on 503-266-2715 for your commercial insurance needs in Canby, OR.

Life insurance is designed to offer protection to surviving loved-ones in the event of your untimely passing. One of the most important questions that people have regarding life insurance, is when they should consider making a purchase. Once you have married, or have children, you should begin looking for life insurance options that fit your needs.

Making A Life Insurance Policy Purchase

As your family grows, you should be thinking of ways to protect them in the event you die. The most important way to offer them the protection they need in the event of a loss of income is to purchase life insurance. A life insurance policy will allow them to pay bills, pay for school, and any other recurring financial burdens in the years following your passing. Calculate how much money will be needed to support your loved ones for ten years after your passing to give you an idea of how much coverage you need to purchase.

Help Finding Life Insurance Products

Finding the right coverage is as important as purchasing the right amount of coverage. Use a reputable insurance provider such as Oliver Insurance serving the residents in and around the Canby, OR area. They can answer all of your questions and help you discover life insurance options that will fit your needs. Get the peace of mind you need to protect your loved ones in the future. 

If you live in or around the Canby, OR area and would like more information about life insurance coverage, call or stop by Oliver Insurance. One of their helpful representatives can begin assisting you with finding the right coverage options.